Tag Archives: savings

Travel on a Budget

Winter, the old hag, is starting to rear her ugly head here in South Africa. This makes us dream of vacation getaways to luxurious, warm places like Thailand, Mauritius or even the fireplace on granny’s farm (no need to dream too big).

Travelling is a luxury afforded to those who can afford it (that’s probably where the word afford was invented. Well, either then or when the first American car was mass-produced. Some lady said, “Ooh Henry, what is that?” “It’s a Ford”).

In my previous article about credit we learnt that credit is essentially debt, and the only way to stay out of debt is never to go into credit. It’s confusing. But that’s where moneysmart helps iron it all out with budgets. Just stay within your budget and you won’t get into debt, right? Easy to say. Not so easy to do. Especially when you see pina coladas and walks in the rain on exotic islands in your future….

read more on moneysmart.co.za

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Save Water, Shower with a Friend

My latest column for moneysmart:

Saving Money has never been more Gay.

Gone are the days of old when people bathed once or twice a month, and were sewn into their underwear to survive the cold of winter. I think I can speak for all of our nostrils (and health statuses) when I say that thankfully we are in a much cleanlier era. However, just because water gushes out of the wall in a miracle of science at the turn of a knob– doesn’t mean we should abuse this right.

The government, celebrities, Green Peace and documentary filmmakers are all screaming about conserving the world’s resources– like water. Yes. We care. But look at it as saving MONEY and suddenly we care a lot more. The environmental thing is an added bonus.

A bath uses three times more water than a shower!

Well, we South Africans don’t need to be reminded of the merit of a good shower. Our president even sings their praises (oh, I went there). This doesn’t mean you should stand under the hot rain guilt free. A 5 minute shower uses 60 litres of water. What really takes longer than 5 minutes to wash? If you’re shaving your legs or leaving on hair conditioner turn the water off while you do it.

Even better- shower with a friend! (Showering with strangers might get risky)…. read more


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